Our Philosophy
At Bridgeworks Asset Management, LLC. we provide objective, unbiased active investment management and financial planning for individuals, families, and businesses.
Our investment strategy is based upon the basic premise of supply and demand. We believe that true diversification incorporates assets and strategies that are based on what the market is providing, not guessing as to where the market is headed. We utilize the basic economic principle of supply and demand to dictate our investment positions suited to our client’s risk tolerance and time horizon. Our philosophy incorporated by Mr. Dow Jones positions portfolios towards the strongest asset classes while shying away from those asset classes that are not exhibiting strong growth signals.
We do not believe in the ubiquitous, yet simplistic asset allocation pie chart models that do not address risks and opportunities that exist in real time. We do not ascribe to a simple buy and hold (otherwise known as buy and hope) approach for we believe that different market conditions demand different strategies and types of investments.
We actively review, monitor and adjust our client’s position to take advantage of the opportunities the market is providing all in a systematic, and objective manner.
We Start with a Risk Analysis
There is no doubt that investing involves a variety of risks from the results of market volatility to reinvestment risk to inflation risk. These risks along with others can have an impact on your investments, your financial plan and on your future.
For these reasons we utilize quantitative risk analysis in our client’s profile to enlighten us on their views towards risk and how those views will impact their comfort level in the movements within their customized portfolio. For not all risk is the same for though an investor may think they are conservative and invest in perceived safe investments, the investment may result in returns less than the inflation rate thus losing real value of money and risking their long term financial stability. Furthermore, being overly aggressive in their investments may seem advanatges when the markets are going up, but what about when those inevitable corrections happen? Does that aggressive positioning and the loses as a result of the pull back, coincide with the long term financial plan?
With our innovative Riskalyze tool, we begin the process of addressing these questions and concerns. For we are able to measure client’s sentiment towards risk through a short questionnaire which provides a risk number from 1-99. It is from this number we begin our discussions in managing our client’s portfolios. We are able to apply this number to proposed and current portfolios and to outside 401K plans to evaluate the risk probability in the future.